We
are the leading referrer for Damaged
Credit, Low Rate Chattel and Land/Home Loans! Need a Commercial,
Business or Hard Money Loan?
Email us and request our Summary Form.
Mobile
Home Dealers, Mortgage Brokers, Resellers,
Private Sellers, Individuals
Damaged
Credit OK! Current
Credit Report and DTI under 41% required
Regardless of credit score, applicant can
not have recent bankruptcies/judgements/collections
& must have some 'good' current accounts
'Cash-out' and debt consolidation loans are
not available for mobile home loans, however
in many cases refinancing will save you a
significant amount on your monthly payments!
Chattel Mortgages & Refi's
(Mobile Home w/o land)
As
low as 5% Down!
NO
Application fees!
In
Park or on Land (not payors
land)
Up
to 30 Year Term
Refi's
can go current terms or less
NO
Prepayment penalties!
New
& used MH's (1985 or
newer)
Investor
program (buy for) with 20% down
the
lowest score that can be financed is 620,
610 is a 'maybe'
Co-signer
ok with 20% down if the applicant has weak/thin
credit. Cannot do if applicant credit is
bad. The good credit of the co-signer will
not overcome bad credit of the applicant
Buy
Down up to 6 points (1 1/2%)
Avg.
3 - 5 day approval!
Latest
Rates as of 7/22/02:
NEW
LOANS
Mobile Homes without land
SINGLE WIDES - 11.5%*
DOUBLEWIDES - 10.5%** *APR 12.55%
**APR 11.01%
REFINANCE
Mobile Homes without land
SINGLEWIDES - 9.99%*
DOUBLEWIDES - 8.99%** *APR 11.05%
**APR 9.41%
Click
HERE to fill out our Online Application
for a New Loan at incredibly low rates! (Mobile
Home w/o land)
Click
HERE to fill out our Online Application
to Refinance your existing loan and save a TON
of money! (Mobile Home w/o land)
Most
manufactured home lenders will only approve "A"
paper and a few "A-" or maybe a "B"
credit client. In addition, the rates are high and
the smallest down payment they usually offer is
5% or more. We
offer you the options most manufactured home lenders
are missing and the low rate land/home loans other
lenders will not approve!
Construction
Staged Funding!
No
Money Down!
Dozens
of Mortgage Options!
580
Zero Down Loans!
Low
Money Down Options!
Damaged
Credit Loans!
Our Manufactured Housing Programs for land/home
combinations include many no money down and low
money down (3% to 5%) options, with lower rates
than traditional manufactured lenders offer. In
addition, you don't need perfect or even good credit
in some instances!
We
have a wide range of programs to meet your needs:
Construction
Staged Funding is available for all of our
programs.
Most
of our programs are based on appraised value.
An
"A-" Program disregards consumer
credit and only needs a minimum credit score
of 580 at rates as low as 8.25%.. with no
money down!!
Stated
Income Programs with as little as 5% down!
Use
bank statements to prove income!
Low
low rates for "A" Paper customers
with no money down!
Judgments,
repos, bankruptcy's, late payments, foreclosures....
all are Financable!
Let
us make you an offer on your Owner Financed Notes
for mobile homes on land, mobile homes in parks, improved
land, raw land, farms, ranches, commercial notes,
Business Notes, Aircraft Notes, Boat Notes, Lottery
Winnings, Annuities, Structured Settlements, Equipment
Leases, Farm Program Payments, Inheritances, Viaticals,
Settlements, Property Leases and almost any type of
cash flow!
Fill out our Online 30sec. Note Form & put some
cash in your pocket! Click
HERE to go to The
Note Pros
